Short Sale

Should I Short Sale my Home? Quite possibly yes!

Short SaleYou’ve probably heard the term “short sale” in the news recently. If you are upside down on your mortgage (meaning you owe more than the home is worth), you may be able to dramatically change your financial burden, stress level, and yes…your life.

A short sale can be just the ticket to rescue a bad financial situation from getting worse. If you’re trying to answer the question “Should I short sale my home?” we can help you decide if it’s right for you. It’s not for everyone, but you may be surprised to know that you are not doomed to having your home foreclosed and repossessed by the bank. There are much better options, and we’ll help you explore them.

If you are at all behind on your mortgage payments, or your job situation has changed so that you anticipate that you won’t be able to make your mortgage payments soon, get some advice from us now to help you plan a “soft landing” for your financial future.

You can salvage your credit rating from a foreclosure (though some say the credit risk of a short sale is the same as a foreclosure, this is not usually true), and even get into another home in as little as two years. If you wait too long and let it go back to the bank, you may have to wait much longer; up to 7 years or more, depending on your credit scores.

We get the big picture. We know the emotional burden is high when you are facing financial stress, so we will be compassionate and helpful as we try to find a path out of your problem that is as quick and painless as possible.

What can you do to help me?

As a Real Estate Professional working for Warner Quinlan I am certified by the National Association of REALTORS® in short sales and foreclosures and I have represented the seller and buyer and therefore understand the process from both sides. The key is to understand your specific requirements and with total confidentiality. Contact me now at graham@warnerquinlan.com and ask for a confidential no obligation consultation. I will always tell you as it is rather than something you may want to hear.